Gifts That Pay An Income

Your time at DSU helped shape who you are. A legacy gift ensures future Trojans receive the same opportunity.

You can help students rise to their full potential while earning an income from your gift.

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You can learn more about these special opportunities in our free brochure, Creating a Legacy While Securing Your Future, and other complimentary planning resources. These resources are just a click away!

Charitable Gift Annuities

Charitable gift annuities (CGAs) offer a secure, fixed payment stream for yourself and/or a loved one for your lifetime(s). You will also receive tax benefits and the satisfaction of creating a lasting legacy through DSU.

How it works:

  • You donate cash or appreciated securities worth $10,000 or more to DSU. In return, you and/or another beneficiary will receive fixed payments for life.
  • Your payment rate is based on your age (payments start at age 65 or later) and will never change.
  • A portion of your payments will be tax-free.
  • The older you are — or the longer you defer starting your payment — the higher your payments will be.

Read a case-study about the impact of a CGA.

 

Benefits to you include:

  • Lifetime payments that will never change.
  • Capital gains tax savings when you fund your CGA using appreciated stock.
  • You are eligible for an immediate charitable income tax deduction.
  • Your gift passes to DSU outside of the estate process.
  • You create your legacy of IMPACT at DSU.

Life Estate Gifts

For many, a home is their most valuable asset—one they intend to enjoy for years to come. Did you know that you can use your home to make a meaningful charitable gift while continuing to live in it? A Retained Life Estate offers a way to support a cause you care about without giving up your residence during your lifetime.

How it works:

  • With a retained life estate, you can irrevocably deed your home, vacation property, or farm to DSU while retaining the right to live in it for life or a set number of years.
  • After the designated period ends, DSU can either use the property or sell it to support our mission.

Benefits to you include:

  • Continue Living in Your Home – Maintain full use of your property with no immediate lifestyle changes.
  • Potential Tax Advantages – Receive an immediate charitable tax deduction.
  • Leave a Lasting Legacy – Champion DSU while retaining financial security.

Flexible Options

If you choose to leave the property before the life estate ends, you may:

  • Donate the remaining interest for an additional tax deduction.
  • Rent the property in collaboration with DSU.
  • Sell the property, sharing proceeds with DSU.

A retained life estate allows you to make a transformational gift without affecting your daily life.

Tailored Strategies for Complex Estates

For individuals with significant assets—such as South Dakota’s agricultural families—strategic gift planning can provide tax advantages, financial security, and lasting impact. Land and business holdings in the region often rival estate values found in California, New York, Texas, Washington, Nevada, and Florida.

The DSU Foundation is equipped to handle sophisticated estate planning solutions, ensuring that your wealth supports both your family’s future and DSU’s mission. 

If you have any questions about other gift options that pay an income, please contact The Advancement Team at mike.mckelvey@dsu.edu .

See Your Impact

Dakota State University celebrated the opening of the new Brian Kern Family Stadium at the Beacom PREMIER Complex with Trojan Nights. DSU faculty, staff, students, and alumni came together for the two-day event in awe of the new facilities. Trojan Nights was a testament to teamwork and vision, reflecting the university’s dedication to forward-thinking innovation.

Mike McKelvey

Vice President of Institutional Advancement

President and CEO of DSU Foundation
mike.mckelvey@dsu.edu

dsu's advancement Team is Here to Help

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